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SBA Loans

Cover Payroll & benefits, Rent & utilities,  Interest on Debt prior to February 15, 2020


Business Loans

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Supplemental Funding

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Gather information about your business

Make sure you have the following documents when you apply.

Proof of being operational by February 15, 2020

The best way to confirm this is with payroll records from a period that includes February 15, 2020. You may also be able to find this in a payroll summary.

Key business documents

Make sure you have a copy of your business’s articles of incorporation and W9 easily available.

Personal information about all major owners of your business

You’ll need to be able to provide key information about anyone that owns 20% or more of your business. You may be asked to provide a copy of government-issued ID (e.g., Driver’s license, passport) for each owner.

Payroll records

You will need payroll tax forms (940 and/or 941) from January 1, 2019 to the most recent filing date. Make sure you’re able to identify any employees paid over $100K per year.

Tax returns and financial statements

Try to have your business’s tax returns and financial statements for the last 2 years, if possible.

A system to manage expenses and finances

When you apply for loan forgiveness in the future, you’ll want to make sure you have proper documentation of the expenses you will pay during the eight week period after you receive an SBA PPP loan. Make sure you’re prepared to capture documents related to expenses, including payroll, rent, utilities, or any other critical expenses that may be eligible for forgiveness.

Fill out the approved SBA online application

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You are responsible for submitting your SBA approved application kit to your bank


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Recommended reading

The coronavirus outbreak is an ongoing, evolving situation—and new information becomes available almost daily. We’ll keep this section updated with the most helpful resources for business owners.

Coronavirus (COVID – 19) Guidelines

Frequently Updated | Center for Disease Control and Prevention

COVID-19 Guide for Businesses and Employers

Frequently Updated | Center for Disease Control and Prevention

Coronavirus (COVID-19): Small Business Guidance & Loan Resources

Frequently Updated | U.S Small Business Administration

Comprehensive and Updated FAQs for Employers on the COVID-19 Coronavirus

Frequently Updated | U.S Small Business Administration

COVID-19: Implications for business

3.16.2020 | McKinsey & Company

Coronavirus Resources

Frequently Updated | U.S Department of Labor

Coronavirus Live Blog

Updated Frequently | U.S. Chamber of Commerce